FX & Offshore Deployment

Access and deploy liquidity across borders while your core portfolio remains invested.

What it’s for

  • Cross-border allocations to global equities, funds and alternatives.

  • Currency needs for offshore investments and ongoing expenses.

  • Lifestyle assets acquired overseas (e.g., long-term stays or holiday-home arrangements) where clients wish to preserve domestic holdings and manage funding efficiently.*

How it works

  • Credit is secured against eligible marketable securities you already hold.

  • Draw only what you need, in AUD or foreign currency; interest applies to drawn amounts only.

  • FX can be handled via spot or hedging solutions; proceeds are remitted to your nominated account(s).

  • Your underlying portfolio stays invested and continues compounding.

Why clients use it

  • Continuity: Avoid selling core positions to fund offshore opportunities or obligations.

  • Flexibility: Multi-currency access aligned to deal timing and settlement cycles.

  • Control: Ability to hedge currency exposure and manage repayments around cash flows.

Key considerations

  • Market & FX risk: Collateral declines or FX moves can increase risk; margin calls may require additional assets or partial repayment at short notice.

  • Leverage risk: Borrowing amplifies losses as well as gains.

  • Scope: This is securities-based lending. We do not take property as security and do not provide mortgages (onshore or offshore).

  • Eligibility: Advance rates, asset criteria and concentration limits apply; documentation and verification required.

  • Costs: Interest on drawn amounts; where relevant, incremental custody, brokerage and FX charges.

  • Regulatory/Tax: Cross-border transactions are jurisdiction-specific; obtain independent advice on rules, reporting and deductibility.

* Where clients have offshore lifestyle purchases in view, funding must comply with applicable laws and facility terms; we do not structure consumer mortgage products.

For wholesale clients only. Availability subject to eligibility, collateral criteria and risk assessment.

Important: Volans does not provide personal financial advice. The information on this page is general and does not take into account your objectives, financial situation or needs. You should seek independent financial, legal and tax advice before acquiring any Volans product or facility. Our services are available exclusively to wholesale clients as defined under the Corporations Act 2001 (Cth). Securities-based lending involves significant risks, including margin calls, forced sale of assets and the amplification of losses. Ensure you understand these risks before proceeding.