Risk Disclosures

Purpose of This Disclosure

This page outlines the key risks associated with the services and products offered by Volans, a division of Glide Digital Pty Ltd, holder of Australian Financial Services Licence No. 537864. The information is provided for wholesale clients as defined under the Corporations Act 2001 (Cth) and is intended to help you understand the nature of financial risks before using our services.

General Investment Risk

All investments involve risk. The value of securities and other financial assets may rise or fall and may be affected by market conditions, interest rates, economic developments, and global events.
Past performance is not a reliable indicator of future performance. You may lose some or all of your invested capital.

Leverage and Credit Risk

Facilities provided by Volans are typically portfolio-secured lending arrangements.
Borrowing to invest magnifies both gains and losses. Adverse market movements may reduce the value of collateral and increase the likelihood of a margin shortfall or loan default.
Clients are responsible for ensuring they can meet their obligations under all facility terms and conditions.

Liquidity Risk

Markets may become illiquid during periods of volatility, limiting your ability to sell assets or access capital at expected values.
Volans monitors collateral and liquidity in real time; however, we cannot guarantee that liquidity will always be available when required.

Currency Risk

Where facilities or investments are denominated in currencies other than your base currency, changes in exchange rates may impact portfolio values, collateral ratios, and borrowing costs.
Clients are responsible for managing foreign exchange exposures.

Operational and Counterparty Risk

Despite strong governance and institutional-grade controls, operational risks — including system failure, cyber events, or third-party service disruption — may impact access to services.
Volans partners only with regulated custodians and financial institutions, but we do not accept liability for losses arising from events beyond our control.

Regulatory and Legal Risk

Changes in law, regulation, or taxation may affect investment returns, facility terms, or the value of assets held.
Volans continually monitors regulatory developments and will notify clients where relevant.

No Guarantee

Volans does not guarantee the performance of any investment, the repayment of capital, or the return on any facility.
All clients should carefully consider the risks, seek independent advice, and review all relevant documentation before entering into any transaction.

Contact

For further information about risk management or our internal frameworks, please contact:
The Compliance Team
Volans | Glide Digital Pty Ltd
Email: compliance@volansfinance.com
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