Property / Settlement Bridge
Access short-term liquidity for property timelines—without turning your portfolio into a mortgage.
What it’s for
Covering deposit or settlement timing gaps on a property transaction.
Bridging between sale proceeds and completion dates.
Managing short, known-dated cash needs tied to real assets or projects.
How it works
The facility is secured only by eligible marketable securities in your portfolio.
It is not a mortgage, and no real property is taken as collateral.
You draw what you need, when you need it; interest applies to drawn amounts only.
On receipt of proceeds (e.g., sale or refinance), you repay and release the draw.
Why clients use it
Speed: Funding can often be accessed quickly once a facility is in place.
Continuity: You stay invested—no forced sell-down of core holdings to meet dates.
Control: Purpose-built, short-tenor liquidity aligned to settlement milestones.
Important information clients understand
This is a securities-based lending facility, not consumer credit or a mortgage.
No property is accepted as security and we do not provide residential mortgages.
Facilities are offered exclusively to wholesale clients under the Corporations Act 2001 (Cth) and are subject to our eligibility, collateral and concentration criteria.
Use of proceeds must comply with applicable laws and facility terms; we do not facilitate structures designed to circumvent Australian credit or property regulations.
Key considerations
Market declines can trigger margin calls; you may need to add collateral or repay at short notice.
Borrowing amplifies losses as well as gains.
Advance rates, eligible assets, single-name and sector limits apply.
Where transactions involve foreign currency or offshore settlement, FX and custody charges may apply.
For wholesale clients only. Availability subject to eligibility, collateral criteria and risk assessment.
Important: Volans does not provide personal financial advice. The information on this page is general and does not take into account your objectives, financial situation or needs. You should seek independent financial, legal and tax advice before acquiring any Volans product or facility. Our services are available exclusively to wholesale clients as defined under the Corporations Act 2001 (Cth). Securities-based lending involves significant risks, including margin calls, forced sale of assets and the amplification of losses. Ensure you understand these risks before proceeding.