Business Owners & Entrepreneurs
Liquidity for operators. Discipline for timing. Access capital against eligible portfolios—without forced selling—supported by conservative controls and reporting designed to stay clear through cycles. Volans is built for wholesale business owners and entrepreneurs who balance opportunity, obligations, and uneven cashflow—and want liquidity without disrupting long-term portfolios.
Built for the Operator’s Reality
Business ownership is rarely linear. Cashflow can be uneven. Obligations arrive on fixed dates. Opportunities appear without warning. And selling long-term assets at the wrong time can be the most expensive “funding decision” of all. Volans supports owners and entrepreneurs with portfolio-secured credit against eligible securities, designed to provide flexibility while maintaining disciplined limits and transparency.
What We Enable
Liquidity without disruption
Fund tax, property, business commitments, or major life events without routinely unwinding long-term holdings.
Better timing, less pressure
Create a liquidity buffer that reduces deadline decisions—especially when markets or business conditions are volatile.
Clarity you can rely on
A rules-based framework with transparent parameters, ongoing monitoring, and reporting designed to remain intelligible.
Common Use Cases
Tax and quarterly timing — meet obligations without selling quality assets under pressure
Working capital gaps — bridge uneven cashflow periods with a deliberate liquidity plan
Property (Short Term) and major commitments — deposits, bridging, renovations, or upgrades without disrupting allocation
Opportunity capital — act on acquisitions, partnerships, or strategic investments when timing matters
Diversification and transition — manage liquidity while rebalancing portfolios or changing exposures
Resilience planning — maintain headroom so the business isn’t forced to fund the household (or vice versa)
How We Match Owner Needs
No two businesses run on the same rhythm. Volans is designed to align facility structure and settings to how you operate—while keeping discipline non-negotiable.
We typically align to:
Liquidity rhythm: planned draws, buffers, and timing needs
Portfolio profile: eligible securities, liquidity characteristics, diversification
Concentration exposure: guardrails where portfolios have meaningful single-name or sector exposure
Currency needs: align liquidity to where you earn, spend, and invest
Governance style: self-managed, adviser-led, or CFO-supported decision-making
Reporting expectations: clear visibility for you and the professionals around you
Eligibility and facility capacity depend on the specific securities, liquidity, and concentration profile. Not all securities are eligible, and concentration limits may apply.
Conservative by Design
Entrepreneurship already carries enough uncertainty. Volans is conservative by design so liquidity supports stability rather than creating fragility.
Our approach typically includes:
defined eligibility and concentration parameters
ongoing monitoring and reporting
prudent buffers and conservative limits
clear processes for adverse moves (including remedial actions and margin call mechanics)
How It Works
Eligibility
Volans is available to Wholesale Clients and other eligible investor categories under Australian law.
Portfolio review
We assess your portfolio against eligibility and risk parameters to establish prudent borrowing capacity.
Facility design
Limits, monitoring settings, and reporting outputs are aligned to your operating rhythm and preferences.
Access capital
Draw funds as required (subject to facility terms), supporting planned needs and opportunistic moments.
Ongoing oversight
Monitoring continues as markets move and portfolios evolve—maintaining discipline through change.
Work With Your Adviser (Optional, but encouraged)
Many owners engage with Volans alongside their adviser, accountant, or legal counsel—especially where structures, trusts, and planning are involved. Volans is designed to complement your ecosystem—keeping the credit experience clean and intelligible while you retain control of decisions.
FAQs
How is this different from a business loan?
Volans is portfolio-secured credit against eligible securities. It’s designed for liquidity planning and flexibility alongside your broader business and personal strategy.
Do I need to sell assets to access liquidity?
Typically, no—subject to eligibility and facility terms. Portfolio-secured credit is designed to access liquidity without unwinding positions.
What happens if markets fall?
Borrowing capacity can reduce, and remedial actions (including asset sales) may be required. Volans’ framework is designed to make limits and monitoring transparent.
Is this available to retail investors?
No. Volans is available to wholesale/private wealth segments and other eligible investor categories only.
Operators need flexibility. And a framework that holds up. Volans helps business owners and entrepreneurs access liquidity with institutional discipline—so you can manage timing, protect long-term positions, and keep optionality when it matters.
Volans’ services are available to Wholesale Clients and other eligible investor categories only. Credit is subject to approval, terms and conditions, and ongoing risk requirements. Portfolio-secured lending involves risk and may result in loss, including the need to sell assets to meet obligations.